The Federal Tax Credits Blog

Archive for January, 2009

Question: Roommate opening my mail!???

We share the same first name…very diffrent last names
Isnt this illegal?….I have found out she was fired from the bank for entering customers accounts unlawfully….and she lost her job at the watch store she says for attendance but she has a shyt load of watches?

The thing that is bothering me is she opens selective mail then says it was a mistake…..bullshyt junk mail she doesnt open…anything from the IRS or credit card info she opens….

Should I report her?

Answer: It sounds like your roomy is a shady character. I would have a SERIOUS talk with her about this and give her the chance to redeem herself. If she were to do it once more then I would take legal action and report her.

‘Stoopers’ scoop up discarded winners’ slips at horse tracks

Gamblers left $2.8 million in unclaimed winnings at Pennsylvania’s horse- and harness-racing tracks last year — and that’s just what no one else picked up.

ron paul on the Irs credit card reporting

Why Doesnt America Teach Financial Education in Schools?

When you look at the state of the economy in America and around the world who do not receive a financial education at school, its a wonder why its not taught in schools. We have learned some skills to get a job, but nobody tells us how to manage our wealth. If we cannot educate ourselves on what to do once we obtain our money, we are headed for a financial disaster.

Individual debt is growing 23 times faster than the economy. With the credit card debt in the U.S. over $ 750 million, people declare bankruptcy each year who graduate from college. People are even losing their homes and have no money to retire on. The average person today will require $ 1.5 million by 65 years of age to retire comfortably.

More and more people are looking for a way out of this cycle. People are getting frustated and are seeking to start a home based business. But without the financial education necessary to make the right decisions with their money, they will fail.

SDCCPRO is a program that is design to provide financial education. SDCCPRO teaches the fundamentals of marketing that can be used in any business to get more traffic and leads for your business. Wealth Masters International also teaches people what is not taught in school, like how to invest their money, which put the safety and way out of credit card debt and mortgages. He also teaches how to plan for retirement and saving for children’s college funds and savings of emergency.

-
James Hickey
Master Business Consultant
619-224-2592 Office Mon-Fri 9am to 3pm PST
http://www.sd-entrepreneur.com
http://www.sdccpro.com

York business leaders: Economy will improve in 2010

A deep sigh of relief might follow “Auld Lang Syne” in some York County households. The economic recession made 2009 a year some people want to put behind them, remembering it as “the year we lost the house,” “the year I was laid off” or “the year we couldn’t afford a vacation.

6/19/07 – Andrew LeFevre on Choice & Excellence in Education

Winter power bills will double or triple your summer energy budget. You can save 20% to 80% of your cost in just one week. New amazingly simple home-made-energy is available for $100 to $200.

Follow these 12 free and easy steps and save over 25% of your winter energy budget. Add just one more step and save up to 80%.

12 Step for Energy Conservation:

1.)-Change the filters on your air-conditioner and heater every 30 days To keep the systems working properly and help keep the indoor air clean.

2.)-Clean the coils on the back of your refrigerator every 4 to 6 months.Put some inexpensive weather stripping around doors and windows if they’re Not shutting tightly.

3.)-Keep the thermostat at the best energy-saving levels during the cooling And heating seasons. The recommendations for maximum energy savings are 78 Degrees in summer and 68 degrees in winter. Every degree you can raise that
Setting higher in summer or lower in winter can save from 2 to 10 percent on Heating and cooling costs, so it can make a big difference.

4.)-Turn off lights, fans and other appliances when you leave any area.

5.)-When you arrange your furniture, be careful that it does not block vents Or heaters.

6.)-Unplug appliances and electronic products that are not used often. Battery Chargers, power adapters, computers in standby and older TV can consume 2 to 5% Of your budget because they are not truly turned off.

7.)-Ask your landlord to fix even small water leaks. Hot water can be as Expensive as electricity, and small leaks add up to big energy-wasters. Also Clean the aerators in your faucets and shower heads occasionally to minimize Water use and the energy used to heat it.

8.)-Keep your refrigerator at the proper settings – usually 37 degrees for The refrigerator and 0 for the freezer. Use a thermometer to verify that the Settings are correct. Research shows that a full refrigerator keeps the cold In longer when doors are opened, so fill jugs with water if there isn’t enough Food to keep the unit full.

9.)-Replace incandescent bulbs with ENERGY STAR-rated compact fluorescent lamps. They’ll last longer and use much less energy to operate, plus they don’t put Out the heat that the traditional bulbs do.

10,)-Keep the blinds and drapes tightly closed during summer days to keep the Heat out, and open during winter days to allow the sun’s warmth to get Indoors.

11.)-Use cold water for washing and rinsing clothes. You’ll save the energy Used to heat water and the clothes should get just as clean.

12.)-Finally, check the setting on your water heater. Most come from the Factory pre-set at 140 degrees – far more than you need and enough to cause Serious burns. Lower it to around 122 degrees which will be adequate for most Home needs.

13.)- Build 70 watt Solar panels for $98 or 450 watt Wind Turbine generator for $140 Or made a Magnetic generator for $100. Construction can be done in a weekend to a week.

This is Important ~

If you seriously want free energy at home and you are willing to build a device yourself to save cost, you need a guide.

These new guides have all the development worked out and offer step by step instruction. This will save you both time and money. Usually you can be operational in less than a week. All of these guide are written for the layman without high technical requirements. Material and tools required are common around the house items. The first model that you make is like training. Once you make your first, you can make another bigger and more powerful.

Federal appliance rebates modeled after Cash for Clunkers to launch

Next year may be to appliance buyers what 2009 was to car buyers: time for government rebates.

Homemade Wind Turbines – Why Should You Make Your Own Wind Turbine?

Question: Is my fiance eligible for the $8000 first time home buyers credit?

He owned a trailer (his name was on the title – the title had “manufactured home” on it) within the past 3 years, but it was on rented property. Does this quality as a “home,” and make him ineligible to receive the $8000 tax credit? Not sure if states have anything to do with it, but his trailer was in Michigan and we are purchasing a single family home in Kentucky.

Answer: this is a very good question. If he was able to get a real estate loan- a mortgage on the home then it would be considered a home he has owned in the past 3 years. Not all manufactured homes are finance-able. Otherwise it would have been a personal loan. Like a vehicle

Tax credit spurs May home sales

Fueled by the federal home buyer tax credit, residential home sales in 14 Central Kentucky counties

Tax Credit Video – Lexington & Winchester Kentucky Homes

Question: did any one get paid there child tax credits yesterday ?

did any one get paid there child tax credits yesterday. as i did but they are not due till monday and it wasn’t the normal amount i get.

Answer: payments due on 5th jan were paid on 2nd jan. when it comes to the amount you will have to call the helpline and check if your payments have dropped for any reason

Latest Georgia news, sports, business and entertainment

Latest Georgia news, sports, business and entertainment

GMTV’s money man Martin Lewis’ advice on tax credits